First Payout Delays, Reserves and ACH Limits

Your first payout is typically available 7 days after you add your bank account and take your first successful payment on Stripe. This delay allows Stripe to mitigate some of the risks inherent in providing credit services.
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This waiting period can be up to 14 days for businesses in certain industries, and up to 30 days in countries like Brazil. To see a full list of payout schedules by country and industry, visit this page.

A reserve is a temporary hold on a portion of a business's funds, used by payment processors like Stripe to cover potential losses from disputes and refunds. The size of the reserve is based on the level of risk associated with a business, considering factors such as industry conditions, payment activity, and financial stability.

Reserves are a common industry practice used by payment processors such as Stripe, and other financial institutions See this page for more information

Stripe normally places an ACH limit of around $6000 for new accounts.

If you would like to discuss increasing this limit sooner, please contact Stripe Support.